Crypto yield is scattered. BitcoinYield makes it honest.

Right now USDC earns 5.48% at risk grade A on Aave V3 and up to 7.80% at grade C, and Bitcoin up to 0.13%, while the same coins sitting idle in a wallet earn nothing. Those rates are spread across 116 platforms, several product types, new protocols launching constantly, and APYs that move several times a day. Nobody can hold that in their head, and chasing the wrong number means locking up funds at a worse (or riskier) rate than you had to.

Sorting by the single biggest number is how people end up in an unaudited pool that halves the day after they deposit. So BitcoinYield grades every offer from A to D for risk and shows, for each asset, the best rate that has proven itself at each grade, from flexible lending to staking and fixed rates, so you can see what more risk pays before you choose how much to take.

How it works

Every rate comes from the party that pays it: a DeFi product’s own contracts or API, or an exchange’s own earn API (Binance, Bitfinex, CoinRabbit, Gate.io and OKX), with token rewards named as their own part of the rate. Rates refresh every three hours, each stamped with when it was read and linked to where you can check it, and no figure is a forecast of ours. How we rank lists every source, the risk rubric and the rule behind each pick.

Neutral by design

Rates are ranked by yield and risk alone, never by what pays us. Where we may earn a commission, the link says “partner”, and that label is all it buys: it never moves a row up or hides a better rate. We hold no deposits and are not a platform, so we have no reason to steer you anywhere but the best honest yield.

No token, no channel

BitcoinYield has no token, no Telegram channel and no X account, and it never asks you to deposit anything with it. Before this site, the bitcoinyield.co address was used by an unrelated “Bitcoin Yield” token project; anything still offering that token, or a channel naming this address, has nothing to do with this site.