EURC icon

Best EURC yield

The top-ranked EURC yield is 2.44% APY on Aave V3 (Ethereum, defi lending), risk grade A. Yield on Circle's Euro Coin (EURC) across DeFi, ranked live with risk shown.

Updated 2 Oct 2026, 15:00 UTC5 platforms

Live EURC yields

Ranked by rate and risk together. Grades run from A (lowest risk) to D (highest). We may earn commissions; they never change the order. Capital is at risk. Not financial advice. How we rank

Aave V3 logo

Ethereum · EURC · DeFi lending

2.44%APY30d avg 2.38%
Earn
Less proven below. Under a month of steady history, under $10M to exit into, mostly incentives, maturing within a month, a dollar off its peg, or grade D. Why
Morpho logo

Base · Steakhouse Prime EURC (V2) · Flexible · Yield vault

4.00%APY30d avg 2.76%
Earn
Aave V4 logo

Ethereum · Core · DeFi lending

2.95%APY30d avg 1.95%
Earn
Aave V3 logo

Base · EURC · DeFi lending

2.04%APY30d avg 1.98%
Earn
Fluid Lending logo

Base · EURC · DeFi lending

2.55%APY30d avg 2.63%
Earn
Aave V3 logo

Avalanche · EURC · DeFi lending

1.70%APY30d avg 1.38%
Earn
Morpho logo

Ethereum · Gauntlet EURC Core · Flexible · Yield vault

2.11%APY30d avg 2.51%
Earn
YO Protocol logo

Base · yoEUR · Yield vault

2.56%APY30d avg 2.85%
Earn

Each Earn link opens the platform’s own page. How we stay neutral.

The top pick, in detail

Yield position

2.44%top-ranked APY, on Aave V3 · Ethereum
Average EURC rate, last 90 days
low 1.77%today 2.44%high 3.08%
TypicalTypically 2.48%. The average APY across EURC markets with $10M+ in deposits, weighted by deposits.

Risk & durability

The risk behind the top EURC rate, and the depth supporting it.

Risk grade
A
Lower risk
Pool TVL
$15.1M
depth behind the rate
Product
DeFi lending
Ethereum
30-day average
2.38%
holding steady
What drives this grade
  • Moderate liquidity (under $25M)+1

How this yield works. Supply the asset to an on-chain money market and earn borrower interest. Non-custodial; smart-contract risk.

The risk grade is a transparent read of incentive reliance, pool depth, peg health and prior incidents, not a guarantee. The 30-day average summarizes reported rates, not realized returns: when today’s APY sits far above it, the yield is likely incentive-driven and tends to fall back.

How each kind of EURC yield works

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