BTC vs PYUSD

PYUSD's top-ranked yield is higher right now (5.74% vs 1.90%), while BTC brings deeper liquidity and more places to earn. Yields below are live across every platform we track.

Updated 28 Sep 2026, 03:00 UTC

BTC

$4.4B TVL crypto

1.90%B

top-ranked across 45 platforms

All platforms

PYUSD

$1.0B TVL stablecoin

5.74%C

top-ranked across 11 platforms · incl. 2.50% rewards

All platforms

Side by side

Top-ranked APY

The first rate after weighing risk, not the highest listed

1.90%

5.74%best

Total value locked

Deeper liquidity is a safety and durability signal

$4.4Bbest

$1.0B

Live platforms

How many places pay yield on it right now

45best

Live opportunities

Which should you earn on?

Earn on BTC

Deeper liquidity ($4.4B TVL vs $1.0B): a safer, more durable market.
More places to earn (45 platforms vs 11).

Earn on PYUSD

Higher top-ranked yield: 5.74% (grade C).
Dollar-pegged: earn without exposure to price swings.

Or skip the guesswork: pick your asset and risk tier and BitcoinYield ranks the highest live yield that actually fits, across both of these and everything else.

More comparisons

BTC vs CRVUSD BTC vs DAI BTC vs ETH BTC vs FRAX BTC vs GHO BTC vs RLUSD