DAI vs USD1

DAI's top-ranked yield is higher right now (4.30% vs 1.12%), while USD1 brings different trade-offs on risk and liquidity. Yields below are live across every platform we track.

Updated 28 Sep 2026, 00:00 UTC

DAI

$7.3B TVL stablecoin

4.30%A

top-ranked across 19 platforms

All platforms

USD1

$247M TVL stablecoin

1.12%A

top-ranked across 10 platforms

All platforms

Side by side

Top-ranked APY

The first rate after weighing risk, not the highest listed

4.30%best

1.12%

Total value locked

Deeper liquidity is a safety and durability signal

$7.3Bbest

$247M

Live platforms

How many places pay yield on it right now

19best

Live opportunities

Which should you earn on?

Earn on DAI

Higher top-ranked yield: 4.30% (grade A).
Deeper liquidity ($7.3B TVL vs $247M): a safer, more durable market.
More places to earn (19 platforms vs 10).

Earn on USD1

Comparable on the headline signals; let live yield and risk decide.

Or skip the guesswork: pick your asset and risk tier and BitcoinYield ranks the highest live yield that actually fits, across both of these and everything else.

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