DAI vs USD1

DAI pays more right now (up to 5.07% vs 1.12%), while USD1 brings different trade-offs on risk and liquidity. Yields below are live across every platform we track.

Updated 27 Sep 2026, 21:00 UTC

DAI

$7.3B TVL stablecoin · risk A

5.07%

best of 19 platforms

All platforms

USD1

$247M TVL stablecoin · risk A

1.12%

best of 10 platforms

All platforms

Side by side

Best live APY

5.07%best

1.12%

Total value locked

Deeper liquidity is a safety and durability signal

$7.3Bbest

$247M

Live platforms

How many places pay yield on it right now

19best

Live opportunities

37best

Which should you earn on?

Earn on DAI

Higher live yield, up to 5.07%.
Deeper liquidity ($7.3B TVL vs $247M): a safer, more durable market.
More places to earn (19 platforms vs 10).

Earn on USD1

Comparable on the headline signals; let live yield and risk decide.

Or skip the guesswork: pick your asset and risk tier and BitcoinYield ranks the highest live yield that actually fits, across both of these and everything else.

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