DAI vs USDC

USDC pays more right now (up to 7.02% vs 5.07%), while DAI brings different trade-offs on risk and liquidity. Yields below are live across every platform we track.

Updated 27 Sep 2026, 21:00 UTC

DAI

$7.3B TVL stablecoin · risk A

5.07%

best of 19 platforms

All platforms

USDC

$8.4B TVL stablecoin · risk A

7.02%

best of 102 platforms

All platforms

Side by side

Best live APY

5.07%

7.02%best

Total value locked

Deeper liquidity is a safety and durability signal

$7.3B

$8.4Bbest

Live platforms

How many places pay yield on it right now

102best

Live opportunities

Which should you earn on?

Earn on DAI

Comparable on the headline signals; let live yield and risk decide.

Earn on USDC

Higher live yield, up to 7.02%.
Deeper liquidity ($8.4B TVL vs $7.3B): a safer, more durable market.
More places to earn (102 platforms vs 19).

Or skip the guesswork: pick your asset and risk tier and BitcoinYield ranks the highest live yield that actually fits, across both of these and everything else.

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