ETH vs USDT

USDT pays more right now (up to 5.96% vs 4.54%), while ETH brings deeper liquidity and more places to earn. Yields below are live across every platform we track.

Updated 27 Sep 2026, 09:00 UTC

ETH

$51.3B TVL crypto · risk A

4.54%

best of 80 platforms

All platforms

USDT

$2.4B TVL stablecoin · risk A

5.96%

best of 52 platforms · incl. 1.57% rewards

All platforms

Side by side

Best live APY

4.54%

5.96%best

Total value locked

Deeper liquidity is a safety and durability signal

$51.3Bbest

$2.4B

Live platforms

How many places pay yield on it right now

80best

Live opportunities

196best

Which should you earn on?

Earn on ETH

Deeper liquidity ($51.3B TVL vs $2.4B): a safer, more durable market.
More places to earn (80 platforms vs 52).

Earn on USDT

Higher live yield, up to 5.96%.
Dollar-pegged: earn without exposure to price swings.

Or skip the guesswork: pick your asset and risk tier and BitcoinYield ranks the highest live yield that actually fits, across both of these and everything else.

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