Updated 11 Nov 2026, 12:01 UTC
Top-ranked rate
3.37% APY
USDC, grade B
Deposits in listed markets
$212M
Chains: Ethereum
Midas RWA’s record
- Launched
- December 1, 2023, over 2 years ago.
- Exploits
- No exploit on record.
- Audits
- Audited. Reports on docs.midas.app
- Getting out
- mTBILL on Ethereum: Standard redemptions with Midas are free and settle within 3 business days; instant redemption costs 0.07% and is limited by Midas's daily capacity.
- mFONE on Ethereum: Standard redemptions with Midas are free and settle within 35 business days; instant redemption costs 1% and is limited by Midas's daily capacity.
- mHYPER on Ethereum: Standard redemptions with Midas are free and settle within 3 business days; instant redemption costs 0.5% and is limited by Midas's daily capacity.
- mHyperBTC on Ethereum: Standard redemptions with Midas are free, settle within 7 business days and pay out cbBTC; instant redemption costs 0.3% and is limited by Midas's daily capacity.
Why its top-ranked rate is graded B
B (Moderate risk)USDC mTBILL · Ethereum
- Real-world asset (off-chain issuer & redemption risk)+2
- Moderate liquidity (under $25M, $9.0M of $71.3M redeems at once, the rest through the issuer's standard redemption)+1
Reported Midas RWA yield opportunities
Asset
Risk
Type
Annual rate
Earn
BTC1 rate
Below this offer’s grade D, the best BTC yield right now is 0.13% APY on Venus Core Pool (BTCB), at grade C.
USDC5 rates
The best USDC yield at grade B right now is 6.05% APY on Morpho, Wintermute USDC Select (V2).
mTBILL
USDC
Tokenized fund
3.37%APY
Ethereum
30d avg 3.25%. This rate has held close to its 30-day average.
Less proven below: each rate says what keeps it from being a pick. Why
Tokenized fund
7.43%APY
Ethereum
30d avg 7.44%. This rate has held close to its 30-day average.
Tokenized fund
1.43%APY
Ethereum
month before 8.45%. This rate has swung well away from the month before.
Tokenized fund
7.81%APY
Ethereum
30d avg 7.64%. This rate has held close to its 30-day average.






