Best apyUSD yield
No apyUSD offer meets the bar for a pick yet. The top-ranked is 15.8% APY on Pendle (Ethereum, Fixed rate), risk grade D, as of 9 Oct 2026, 09:01 UTC. It is graded D, the highest risk. Yield on Apyx's apyUSD savings dollar, ranked live with risk shown.
Below its $1 peg: apxUSD trades at $0.989 (4 of 4 offers here). Each offer holding it is graded for it.
Live apyUSD yields by risk grade
Grouped by risk grade (A lowest risk, D highest), each grade ranked by the lower of today's rate and its 7-day average. We may earn commissions; they never change the order.
Benchmark: the 3-month US Treasury bill pays 4.23% (Oct 8); tokenized Treasury funds in our feed pay about 3.58% after fees.
D (Higher risk)Higher riskapyUSD offers
4 offers
D (Higher risk)Higher riskapyUSD offers
4 offersEthereum · APYUSD · Matures 5 Nov 2026 · Fixed rate
Ethereum · Matures 5 Nov 2026 · Liquidity pool
Ethereum · APYUSD-APXUSD · Liquidity pool
Each Earn link opens the platform’s own page. How we stay neutral.
Compare all 4 with filtersWhy the top-ranked offer is graded D
- Credit-backed dollar (borrower default risk)+2
- Stablecoin is off its peg+2
- Mid-size stablecoin (under $1B in circulation)+1
- Very high dollar yield for its risk (>15% organic)+3
- Moderate liquidity (under $25M)+1
How each kind of apyUSD yield works
- Fixed rate
Lock a fixed yield to maturity. Rate certainty in exchange for a lock-up.
- Liquidity pool
Provide liquidity to a pool and earn fees plus incentives. Impermanent-loss risk on volatile pairs.