Recent reported rates for GHO, and the available base and reward breakdown.
Recent annual rates range from 0.25% to 28.8% across 9 platforms. APR and APY use different compounding conventions; check the labels in the table.
Median reported APY across 9 Treasury-linked products. This offer is 1.1 percentage points above it. Similar yields do not imply similar risks. Fees, custody and redemption terms differ.
How the reference is calculatedThe risk behind the top GHO rate, and the depth supporting it.
How this yield works. Deposit a stablecoin in its issuer's savings contract and earn a rate the protocol sets and pays from its own revenue (borrower fees, reserve yield). Withdrawals do not wait on borrowers, but governance can change the rate at any time.
The risk grade is a transparent read of incentive reliance, pool depth, peg health and prior incidents, not a guarantee. The 30-day average summarizes reported rates, not realized returns: when today’s APY sits far above it, the yield is likely incentive-driven and tends to fall back.
Rows are ordered by best value (durability and risk grade together, never who pays us), and each Earn link opens the platform’s own page. How we stay neutral.
Deposit a stablecoin in its issuer's savings contract and earn a rate the protocol sets and pays from its own revenue (borrower fees, reserve yield). Withdrawals do not wait on borrowers, but governance can change the rate at any time.
Supply the asset to an on-chain money market and earn borrower interest. Non-custodial; smart-contract risk.
Provide liquidity to a pool and earn fees plus incentives. Impermanent-loss risk on volatile pairs.
An automated strategy that compounds yield on your behalf. Non-custodial; strategy and contract risk.
Not sure which route fits? Tell us your asset and risk and BitcoinYield will rank it.