Best AUSD yield
The top-ranked AUSD yield is 6.21% APY on Euler V2 (Monad, defi lending), risk grade B. Yield on Agora's reserve-backed AUSD across DeFi, ranked live with risk shown.
Live AUSD yields
Ranked by rate and risk together. Grades run from A (lowest risk) to D (highest). We may earn commissions; they never change the order. Capital is at risk. Not financial advice. How we rank
Monad · Neverland Markets · DeFi lending
Ethereum · Bitwise Premium RWA AUSD (V2) · Flexible · Yield vault
Ethereum · Flowdesk AUSD RWA Strategy (V2) · Flexible · Yield vault
Monad · Earn ACC Points · Private credit
Monad · AUSD-USDC-USDT0 · Liquidity pool
Monad · Clearstar Accountable AUSD (V2) · Flexible · Yield vault
Each Earn link opens the platform’s own page. How we stay neutral.
The top pick, in detail
Yield position
The US Treasury’s rate on Oct 1. This offer is 2.0 percentage points above it. Tokenized Treasury funds in our feed report a median of about 3.53% across 9 products. Similar yields do not imply similar risks. Fees, custody and redemption terms differ.
How the benchmark is sourcedRisk & durability
The risk behind the top AUSD rate, and the depth supporting it.
- Young chain (mainnet under a year)+1
- Moderate liquidity (under $25M)+1
- Mid-size stablecoin (under $1B in circulation)+1
How this yield works. Supply the asset to an on-chain money market and earn borrower interest. Non-custodial; smart-contract risk.
The risk grade is a transparent read of incentive reliance, pool depth, peg health and prior incidents, not a guarantee. The 30-day average summarizes reported rates, not realized returns: when today’s APY sits far above it, the yield is likely incentive-driven and tends to fall back.
How each kind of AUSD yield works
- DeFi lending
Supply the asset to an on-chain money market and earn borrower interest. Non-custodial; smart-contract risk.
- Liquidity pool
Provide liquidity to a pool and earn fees plus incentives. Impermanent-loss risk on volatile pairs.
- Fixed rate
Lock a fixed yield to maturity. Rate certainty in exchange for a lock-up.
- Yield vault
An automated strategy that compounds yield on your behalf. Non-custodial; strategy and contract risk.
- Private credit
Lend to institutional borrowers whose loans are underwritten and enforced off-chain, not by an on-chain liquidation. The yield is their interest; the main risk is borrower default.