Best stcUSD yield
The best stcUSD yield at each risk grade, as of 9 Oct 2026, 00:01 UTC: 6.13% APY at grade C on Cap (Ethereum). Yield on Cap's stcUSD, ranked live with risk shown.
No proven grade-A stcUSD offer right now.
No proven grade-B stcUSD offer right now.
Ethereum · DeFi lending · $77.8M liquidity
Main risk: Credit-backed dollar (borrower default risk)
Live stcUSD yields by risk grade
Grouped by risk grade (A lowest risk, D highest), each grade ranked by the lower of today's rate and its 7-day average. We may earn commissions; they never change the order.
Benchmark: the 3-month US Treasury bill pays 4.23% (Oct 8); tokenized Treasury funds in our feed pay about 3.50% after fees.
C (Elevated risk)Elevated riskstcUSD offers
1 offerEach Earn link opens the platform’s own page. How we stay neutral.
Compare all 1 with filtersWhy the best stcUSD pick is graded C
- Credit-backed dollar (borrower default risk)+2
- Small stablecoin (under $100M in circulation)+2
How each kind of stcUSD yield works
- DeFi lending
Supply the asset to an on-chain money market and earn borrower interest. Non-custodial; smart-contract risk.