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Best TBILL yield

No TBILL offer meets the bar for a pick yet. The top-ranked is 3.33% APY on OpenEden TBILL (XRPL, Tokenized fund), risk grade B, as of 9 Oct 2026, 00:01 UTC. It is sold only to accredited or professional investors. Yield on OpenEden's TBILL, a tokenized US Treasury-bill fund, graded for off-chain issuer and redemption risk.

Updated 9 Oct 2026, 00:01 UTC1 platform

Live TBILL yields by risk grade

Grouped by risk grade (A lowest risk, D highest), each grade ranked by the lower of today's rate and its 7-day average. We may earn commissions; they never change the order.

Benchmark: the 3-month US Treasury bill pays 4.23% (Oct 8); tokenized Treasury funds in our feed pay about 3.50% after fees.

B (Moderate risk)Moderate risk
TBILL offers

2 offers
OpenEden TBILL logo
OpenEden TBILLAccredited only

XRPL · TBL · Tokenized fund

3.33%APY30d avg 3.26%. This rate has held close to its 30-day average.
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OpenEden TBILL logo
OpenEden TBILLAccredited only

Ethereum · TBILL · Tokenized fund

3.33%APY30d avg 3.26%. This rate has held close to its 30-day average.
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Why the top-ranked offer is graded B

B (Moderate risk)OpenEden TBILL TBL · XRPL
  • Tokenized real-world asset (off-chain issuer, redemption & legal risk)+2
Average TBILL rate, last 90 days
low 2.96%today 3.35%high 3.75%
TypicalTypically 3.32%. The average APY across TBILL markets with $10M+ in deposits, weighted by deposits.

How each kind of TBILL yield works

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