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Best USYC yield

No USYC offer meets the bar for a pick yet. The top-ranked is 3.29% APY on Circle USYC (BSC, Tokenized fund), risk grade B, as of 9 Oct 2026, 06:01 UTC. It is sold only to accredited or professional investors. Yield on Hashnote's USYC, a tokenized short-term US Treasury and repo fund, graded for off-chain issuer and redemption risk.

Updated 9 Oct 2026, 06:01 UTC1 platform

Live USYC yields by risk grade

Grouped by risk grade (A lowest risk, D highest), each grade ranked by the lower of today's rate and its 7-day average. We may earn commissions; they never change the order.

Benchmark: the 3-month US Treasury bill pays 4.23% (Oct 8); tokenized Treasury funds in our feed pay about 3.58% after fees.

B (Moderate risk)Moderate risk
USYC offers

2 offers
Circle USYC logo
Circle USYCAccredited onlyNot in US: US residents cannot open this offer.

BSC · USYC · Tokenized fund

3.29%APY30d avg 3.25%. This rate has held close to its 30-day average.
Earn
Circle USYC logo
Circle USYCAccredited onlyNot in US: US residents cannot open this offer.

Ethereum · USYC · Tokenized fund

3.29%APY30d avg 3.25%. This rate has held close to its 30-day average.
Earn

Each Earn link opens the platform’s own page. How we stay neutral.

Compare all 2 with filters

Why the top-ranked offer is graded B

B (Moderate risk)Circle USYC BSC
  • Tokenized real-world asset (off-chain issuer, redemption & legal risk)+2
  • No audit on record+1
Average USYC rate, last 90 days
low 2.94%today 3.33%high 3.48%
Above typicalTypically 3.18%. The average APY across USYC markets with $10M+ in deposits, weighted by deposits.

How each kind of USYC yield works

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