USDD icon

Best USDD yield

The top-ranked USDD yield is 5.09% annual rate on Gate.io (cefi earn), risk grade B. Yield on Tron's USDD, an overcollateralized stablecoin since its 2025 redesign, with an earlier de-peg history; ranked live with risk shown.

Updated 2 Oct 2026, 15:00 UTC2 platforms

Live USDD yields

Ranked by rate and risk together. Grades run from A (lowest risk) to D (highest). We may earn commissions; they never change the order. Capital is at risk. Not financial advice. How we rank

Gate.io logo
Gate.ioNot in US

CeFi · USDD · Flexible · CeFi earn

5.09%annual rate30d avg 4.76%
Earn
JustLend V1 logo

Tron · USDD · DeFi lending

3.99%APY100% incentives30d avg 4.00%
Earn

Each Earn link opens the platform’s own page. How we stay neutral.

The top pick, in detail

Yield position

5.09%top-ranked annual rate, on Gate.io
3-month US Treasury bill4.17%

The US Treasury’s rate on Oct 1. This offer is 0.9 percentage points above it. Tokenized Treasury funds in our feed report a median of about 3.53% across 9 products. Similar yields do not imply similar risks. Fees, custody and redemption terms differ.

How the benchmark is sourced
Average USDD rate, last 90 days
low 3.67%today 3.99%high 4.14%
TypicalTypically 4.00%. The average APY across USDD markets with $10M+ in deposits, weighted by deposits.

Risk & durability

The risk behind the top USDD rate, and the depth supporting it.

Risk grade
B
Moderate risk
Pool TVL
n/a
depth behind the rate
Product
CeFi earn
centralized
30-day average
4.76%
holding steady
What drives this grade
  • Custodial platform (counterparty & custody risk)+2

How this yield works. A custodial earn account at a centralized platform. Convenient; counterparty and custody risk.

The risk grade is a transparent read of incentive reliance, pool depth, peg health and prior incidents, not a guarantee. The 30-day average summarizes reported rates, not realized returns: when today’s APY sits far above it, the yield is likely incentive-driven and tends to fall back.

How each kind of USDD yield works

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