vUSD

Best vUSD yield

No vUSD offer meets the bar for a pick yet. The top-ranked is 0.63% APY on Curvance (Monad, DeFi lending), risk grade C, as of 9 Oct 2026, 00:01 UTC. It is paid mostly in incentive rewards, which last only while funded. Of that, 0.63% is temporary rewards. Yield on vUSD. Unrelated tokens share this ticker: Valos's vUSD on Monad is a share in an institutional private-credit vault, while the vUSD in Curve pools is a lending-backed dollar, so check which one a pool holds.

Updated 9 Oct 2026, 00:01 UTC3 platforms

Live vUSD yields by risk grade

Grouped by risk grade (A lowest risk, D highest), each grade ranked by the lower of today's rate and its 7-day average. We may earn commissions; they never change the order.

Benchmark: the 3-month US Treasury bill pays 4.23% (Oct 8); tokenized Treasury funds in our feed pay about 3.50% after fees.

C (Elevated risk)Elevated risk
vUSD offers

1 offer
Curvance logo

Monad · vUSD/AUSD · DeFi lending

0.63%APY0.63% rewards of the 0.63% rate are temporary incentives, not organic yield30d avg 0.68%. This rate has held close to its 30-day average.
Earn

D (Higher risk)Higher risk
vUSD offers

2 offers
Stake DAO Yield logo

Ethereum · VUSD-CRVUSD · Curve · Liquidity pool

16.5%APY16.5% rewards of the 16.5% rate are temporary incentives, not organic yield30d avg 22.3%. This rate has drifted modestly from its 30-day average.
Earn
Curve DEX logo

Ethereum · VUSD-CRVUSD · Liquidity pool

13.7%APY13.6% rewards of the 13.7% rate are temporary incentives, not organic yield30d avg 16.6%. This rate has drifted modestly from its 30-day average.
Earn

Each Earn link opens the platform’s own page. How we stay neutral.

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Why the top-ranked offer is graded C

C (Elevated risk)Curvance vUSD/AUSD · Monad
  • Credit-backed dollar (borrower default risk)+2
  • Peg not independently verified+1
  • Mostly incentive rewards+2
  • Young chain (mainnet under a year)+1
Average vUSD rate, last 90 days
low 0.28%today 0.63%high 0.91%
Below typicalTypically 0.76%. The average APY across vUSD markets with $10M+ in deposits, weighted by deposits.

How each kind of vUSD yield works

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