BTC vs USDE

USDE pays more right now (up to 9.26% vs 2.83%), while BTC brings deeper liquidity and more places to earn and a better risk grade. Yields below are live across every platform we track.

Updated 27 Sep 2026, 21:00 UTC

BTC

$4.3B TVL crypto · risk A

2.83%

best of 44 platforms · incl. 2.81% rewards

All platforms

USDE

$3.3B TVL stablecoin · risk B

9.26%

best of 11 platforms · incl. 0.04% rewards

All platforms

Side by side

Best live APY

2.83%

9.26%best

Total value locked

Deeper liquidity is a safety and durability signal

$4.3Bbest

$3.3B

Live platforms

How many places pay yield on it right now

44best

Live opportunities

68best

Which should you earn on?

Earn on BTC

Deeper liquidity ($4.3B TVL vs $3.3B): a safer, more durable market.
Better risk grade (A vs B): lower risk for the yield on offer.
More places to earn (44 platforms vs 11).

Earn on USDE

Higher live yield, up to 9.26%.
Dollar-pegged: earn without exposure to price swings.

Or skip the guesswork: pick your asset and risk tier and BitcoinYield ranks the highest live yield that actually fits, across both of these and everything else.

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