DAI vs USDE

USDE's top-ranked yield is higher right now (9.12% vs 4.30%), while DAI brings deeper liquidity and more places to earn and a better risk grade. Yields below are live across every platform we track.

Updated 28 Sep 2026, 00:00 UTC

DAI

$7.3B TVL stablecoin

4.30%A

top-ranked across 19 platforms

All platforms

USDE

$3.3B TVL stablecoin

9.12%C

top-ranked across 10 platforms · incl. 0.04% rewards

All platforms

Side by side

Top-ranked APY

The first rate after weighing risk, not the highest listed

4.30%

9.12%best

Total value locked

Deeper liquidity is a safety and durability signal

$7.3Bbest

$3.3B

Live platforms

How many places pay yield on it right now

19best

Live opportunities

Which should you earn on?

Earn on DAI

Deeper liquidity ($7.3B TVL vs $3.3B): a safer, more durable market.
Better risk grade (A vs B): lower risk for the yield on offer.
More places to earn (19 platforms vs 10).

Earn on USDE

Higher top-ranked yield: 9.12% (grade C).

Or skip the guesswork: pick your asset and risk tier and BitcoinYield ranks the highest live yield that actually fits, across both of these and everything else.

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