DAI vs USDE

USDE pays more right now (up to 9.26% vs 5.07%), while DAI brings deeper liquidity and more places to earn and a better risk grade. Yields below are live across every platform we track.

Updated 27 Sep 2026, 21:00 UTC

DAI

$7.3B TVL stablecoin · risk A

5.07%

best of 19 platforms

All platforms

USDE

$3.3B TVL stablecoin · risk B

9.26%

best of 11 platforms · incl. 0.04% rewards

All platforms

Side by side

Best live APY

5.07%

9.26%best

Total value locked

Deeper liquidity is a safety and durability signal

$7.3Bbest

$3.3B

Live platforms

How many places pay yield on it right now

19best

Live opportunities

37best

Which should you earn on?

Earn on DAI

Deeper liquidity ($7.3B TVL vs $3.3B): a safer, more durable market.
Better risk grade (A vs B): lower risk for the yield on offer.
More places to earn (19 platforms vs 11).

Earn on USDE

Higher live yield, up to 9.26%.

Or skip the guesswork: pick your asset and risk tier and BitcoinYield ranks the highest live yield that actually fits, across both of these and everything else.

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