PYUSD vs USDT

PYUSD pays more right now (up to 5.83% vs 5.75%), while USDT brings deeper liquidity and more places to earn. Yields below are live across every platform we track.

Updated 27 Sep 2026, 21:00 UTC

PYUSD

$1.0B TVL stablecoin · risk A

5.83%

best of 11 platforms · incl. 2.51% rewards

All platforms

USDT

$2.4B TVL stablecoin · risk A

5.75%

best of 51 platforms · incl. 1.57% rewards

All platforms

Side by side

Best live APY

5.83%best

5.75%

Total value locked

Deeper liquidity is a safety and durability signal

$1.0B

$2.4Bbest

Live platforms

How many places pay yield on it right now

51best

Live opportunities

Which should you earn on?

Earn on PYUSD

Higher live yield, up to 5.83%.

Earn on USDT

Deeper liquidity ($2.4B TVL vs $1.0B): a safer, more durable market.
More places to earn (51 platforms vs 11).

Or skip the guesswork: pick your asset and risk tier and BitcoinYield ranks the highest live yield that actually fits, across both of these and everything else.

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