Aave V3 vs Gate.io

Across the 6 assets both pay yield on, Gate.io pays more on 4 of them. Aave V3 is non-custodial DeFi; Gate.io is custodial CeFi. All yields below are live.

Updated 9 Oct 2026, 12:01 UTC

Aave V3

DeFi

4.50%A

top-ranked of 57 live yields

Non-custodial

Gate.io

CeFi

5.09%B

top-ranked of 21 live yields

Custodial

Same asset, top-ranked rate on each

AssetAave V3Gate.io

USDE

1.01%APY

4.75%annual rate

USDC

4.05%APY

2.63%annual rate

USDT

3.64%APY

2.44%annual rate

ETH

1.33%APY

1.83%annual rate

AVAX

0.74%APY

1.32%annual rate

POL

0.33%APY

1.31%annual rate

Each platform's top-ranked rate, APY or APR as its source quotes it, for every asset both pay yield on right now. For the best place to earn on YOUR asset, start from your asset and BitcoinYield ranks the highest live yield that fits.

Head to head

Top-ranked rate

Each platform's first rate after weighing risk, on whichever asset it is

4.50% APY · GHO

5.09% annual rate · USDD

Custody model

DeFi = non-custodial, on-chain; CeFi = a custodial earn account

DeFi

CeFi

Best grade available

A = lower risk, D = higher risk

Abest

Size

The protocol's total value locked, or its listed markets' liquidity where none is reported

$17Bbest

More head-to-heads

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