Aave V3 vs Morpho

Across the 8 assets both pay yield on, Aave V3 ranks first on 7, weighing each rate with its risk grade and track record, not the rate alone. All yields below are live.

Updated 11 Nov 2026, 09:01 UTC
Aave V3 logo
Aave V3
DeFi
5.48%A (Lower risk)
top-ranked of 43 live yields, on USDC · $14B deposited
Non-custodial
Morpho logo
Morpho
DeFi
5.76%B (Moderate risk)
top-ranked of 152 live yields, on RLUSD · $5.8B deposited
Non-custodial

Same asset, top-ranked rate on each

AssetAave V3Morpho
BTC
0.02%APYA (Lower risk)
1.99%APYD (Higher risk)
ETH
1.31%APYA (Lower risk)
2.90%APYC (Elevated risk)
USDC
5.48%APYA (Lower risk)
5.73%APYB (Moderate risk)
USDT
4.46%APYA (Lower risk)
4.64%APYB (Moderate risk)
DAI
2.86%APYA (Lower risk)
5.06%APYC (Elevated risk)
RLUSD
5.56%APYB (Moderate risk)
5.76%APYB (Moderate risk)
EURC
2.38%APYA (Lower risk)
2.69%APYC (Elevated risk)
EURE
3.26%APYB (Moderate risk)
3.00%APYC (Elevated risk)

Each platform's top-ranked rate, APY or APR as its source quotes it, with its risk grade, for every asset both pay yield on right now. The one in bold ranks first the way the site ranks every offer: a rate with a month of steady history and money that can be withdrawn comes first, then the rate weighed by its grade. A rate in grey is not a pick. For the best place to earn on YOUR asset, start from your asset and BitcoinYield ranks the highest live yield that fits.