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Platforms/Aave V3 vs OKX

Aave V3 vs OKX

Across the 5 assets both pay yield on, Aave V3 pays more on 3 of them. Aave V3 is non-custodial DeFi; OKX is custodial CeFi. All yields below are live.

Updated 30 Sep 2026, 15:00 UTC
Aave V3 logo
Aave V3
DeFi
6.05%B
top-ranked of 58 live yields
Non-custodial
OKX logo
OKX
CeFi
12.0%B
top-ranked of 16 live yields
Custodial

Head to head

Top-ranked APY
The first rate after weighing risk, not the highest listed
6.05%
12.0%best
Live assets
Breadth of assets they pay yield on
14
16best
Live yields
58best
16
Custody model
DeFi = non-custodial, on-chain; CeFi = a custodial earn account
DeFi
CeFi
Best grade available
A = lower risk, D = higher risk
Abest
B
Total value locked
Deeper liquidity across their live markets
$3.2Bbest
-

Same asset, top-ranked APY on each

AssetAave V3OKX
POL
0.36%
12.0%
USDC
6.05%
3.08%
AVAX
0.75%
5.91%
USDT
5.27%
3.01%
ETH
1.46%
0.51%

Each platform's top-ranked APY for every asset both pay yield on right now. For the best place to earn on YOUR asset, start from your asset and BitcoinYield ranks the highest live yield that fits.

Which should you earn on?

Earn on Aave V3

  • Pays more on 3 of the 5 shared assets.
  • Non-custodial: you keep control of your assets on-chain, vs OKX's custodial account.
  • Better risk grade (A vs B).
  • Deeper liquidity ($3.2B TVL vs -).

Earn on OKX

  • Broader selection (16 assets vs 14).
  • A custodial earn account: simplest to use if you would rather not manage a wallet.

Not sure? Pick your asset and risk tier and we rank the highest live yield that actually fits across both of these and every other platform. See how we rank.

More head-to-heads

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