USDE vs USDT

USDE pays more right now (up to 9.26% vs 5.75%), while USDT brings more places to earn and a better risk grade. Yields below are live across every platform we track.

Updated 27 Sep 2026, 21:00 UTC

USDE

$3.3B TVL stablecoin · risk B

9.26%

best of 11 platforms · incl. 0.04% rewards

All platforms

USDT

$2.4B TVL stablecoin · risk A

5.75%

best of 51 platforms · incl. 1.57% rewards

All platforms

Side by side

Best live APY

9.26%best

5.75%

Total value locked

Deeper liquidity is a safety and durability signal

$3.3Bbest

$2.4B

Live platforms

How many places pay yield on it right now

51best

Live opportunities

Which should you earn on?

Earn on USDE

Higher live yield, up to 9.26%.
Deeper liquidity ($3.3B TVL vs $2.4B): a safer, more durable market.

Earn on USDT

Better risk grade (A vs B): lower risk for the yield on offer.
More places to earn (51 platforms vs 11).

Or skip the guesswork: pick your asset and risk tier and BitcoinYield ranks the highest live yield that actually fits, across both of these and everything else.

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