Aave V3 vs Pendle

Across the 5 assets both pay yield on, Pendle pays more on 4 of them. Aave V3 is non-custodial DeFi; Pendle is non-custodial DeFi. All yields below are live.

Updated 27 Sep 2026, 12:00 UTC

Aave V3

DeFi · risk A

6.00%

best of 64 live yields

Non-custodial

Pendle

DeFi · risk A

10.1%

best of 46 live yields

Non-custodial

Head to head

Best live APY

6.00%

10.1%best

Live assets

Breadth of assets they pay yield on

16best

Live yields

64best

Custody model

DeFi = non-custodial, on-chain; CeFi = a custodial earn account

DeFi

Best risk grade

Same asset, best live APY on each

AssetAave V3Pendle

Which should you earn on?

Earn on Aave V3

Broader selection (16 assets vs 15).
Deeper liquidity ($3.2B TVL vs $345M).

Earn on Pendle

Pays more on 4 of the 5 shared assets, up to 10.1%.

Not sure? Pick your asset and risk tier and we rank the highest live yield that actually fits across both of these and every other platform. See how we rank.

More head-to-heads

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